Gen Z falls for online scams more than their boomer grandparents do
Gen Z falls for online scams more than their boomer grandparents do
The generation that grew up with the internet isn’t invulnerable to becoming the victim of online hackers and scammers.
Correlation does not imply causation.
- People who spend more time online will be exposed to more scams, and therefore are more likely to fall for one. If you don't see any scams because you don't know how to open "the internet", you won't see scams you can fall for.
- Gen Z could just be more likely to self report. Self-reporting fault or failure is less socially acceptable among the culture of the boomer generation. Entirely possible Boomers are just lying or not self-reporting.
Boomers could also be unaware they were victims of most of these. They think internet scams start and end with nigerian princes
I mean, they did elect a meme president. What bigger scam can you think of?
What about millennials then? We spend a lot of time online and yet are doing better
We were there when they sprouted.
We had pop-up browser window JavaScript viruses that looked real and Nigerian princes, we are just suspicious of everything free.
Looking at you, sexy pole dancing girl that knows my mother’s sister‘s nephew‘s roommate‘s father‘s credit card number.
Millennials sure lost a shit ton of money to crypto scams over the past 6 years.
The difference I think is that we grew up with the technology. We saw the democratisation of the internet which makes us generally "smarter" on that front. We also had to fiddle and understand the technology more than Gen Z has to. It's also probably far easier to scam/get scammed nowadays with crypto bros and influencers being absolutely everywhere.
There is actually a rather legitimate understandable reason why boomers may not self report ; shame and fear their children will no longer trust them to take care of themselves.
Also would like to add this included cyberbullying and that had to inflate the numbers. How many boomers are victims of bullying vs students?
That's what the article is saying as well (but nobody reads those)
Self-reporting fault or failure is less socially acceptable among the culture of the boomer generation.
Inter-generational criticism is the resort of a bitter and stupid person, no matter the generation in question.
Somewhat related, but not really: I hear that Gen Z (in general) are worse at tech support issues than the past couple generations. The theory is that Gen Z grew up with tech that, for the most part, "just works". Troubleshooting issues isn't as common, and isn't as necessary of a skill.
especially with mobile phones now, look at iPhone for example, it's so user friendly that if you try to do anything remotely advance you need to jump through hoops to do it. I had a sales person try to tell me that the iPhone was expandable because it had cloud storage capability, they didn't know what a Micro SD card was and that it used to be able to go in all the flagship phones. Pretty disappointing
The iphone has always sacrificed user freedom to provide a streamlined experience a monkey could make work.
Mostly it's that everything on phones/tablets/touch screens is an app. You don't pick where to install it. You don't need to look up save files.
Some of them are getting to college without ever needing to go through a file directory, so they don't necessarily even have the basics to troubleshoot.
Same thing happened with cars: boomers used to troubleshoot a lot of car issues themselves, and then somewhere along the line cars got good enough that people stopped learning how to do their own maintenance and now most people don’t even change their own oil.
As technology matures, inevitably users stop worrying about self repair and just hire professionals to do it for them.
GenX will forever be the best "jack of all trades" in tech. Someone once said we "straddled the digital divide", and that will never happen again. At least not until something as radical as the Industrial Revolution or Information Age comes around.
We had to figure shit out. No internet, nothing, make it happen or it don't work, and you don't get to play.
Gen Z frustrate the hell out of me sometimes. "Um, my laptop is doing something funny, I need a new one."
I mean, modern applications don't even give you an error more often than not.
Dear Zoomers:
I love you guys, you have so much heart and clarity of purpose.
But goddamn you guys are slow
Couldn't this just be a reporting bias? Boomers wouldn't even realise getting scammed, and if they do, would be too proud to report it.
An anecdote that both supports your perspective and offers an alternative explanation.
My father in law kept falling for the same scam. Something about straightening out his credit card billing for some service he never ordered. But the scammer needed his information to access the online account, but he didn't have that even set up, so he'd hang up, call his credit card company, and try to complain to them about a problem that didn't exist.
Another scam about paying balances he didn't have would result in him mailing checks to his regular credit card company, who would just credit his account to negative balance and it would work out fine.
He'd generally never even recognize it as a scam, even when flat out told by his family or the credit card company.
So his gullible nature was largely cancelled out by not dealing with this online stuff, which is a critical component of how the scams tend to work.
Yeah... I feel like somewhere along the way, zoomers didn't get exposed to something essential, which millennials did get. The real problem is figuring out what that is before too many generations are lacking it.
When millennials were kids, the adults were so fascinated with their aptitude for messing with obscure DOS settings to get their games to run or programming VCRs, that the media did the tech whiz kid trope constantly (e.g. Star Trek, SeaQuest, Hackers, etc, etc). Having to deal with early electronics with arcane interfaces and fickle behavior forced them to have a comprehensive understanding.
The generation that grew up with more point and click experiences did not inspire that same "holy crap, the kids understand this really hard to use technology" and the trope in media died out. They were not forced to understand the workings of the technology to enjoy it.
Similar for cars, people who owned cars in early days pretty much had to understand the nitty gritty, because they'd screw up so often and on the road with little recourse to call for help. Nowadays people largely don't know how their cars work, because they are more reliable and even if they have a problem on the road, they have a phone in their pocket to get professional help immediately.
Young men are always more likely to fall for investment scams
the magic internet money was a scam sure, but collectible jpegs will surely be my ticket to easy stre- shit.
Gambling in general is something a lot of young men seem to be falling for. I suspect they always have. "I won £400 last week!", ignoring the 12 weeks previous where they lost £100 a time. For my father's generation it was horses, for mine it was the football, now it's crypto.
Every generation gotta make its own mistakes, I guess.
Boomers wouldn't admit to falling to a scam
GenZ still trends fairly young. The difference is that the stakes are much lower. Millennial kids got scammed in RuneScape, GenZ kids get scammed in Minecraft or whatever. When you are youung you fall for dumb shit and that helps you learn and grow so that you don't hand over your pin number to someone claiming to be from the bank when you are age 75.
GenZ kids get scammed in Minecraft or whatever.
Gen Z spans 1997-2012. The oldest Zoomers are 26 years old. But I agree that the phrase is used colloquially to mean kids much younger than that.
The other difference is that the measurement is "scammed ONLINE". Boomer generation will have fewer numbers overall that are heavy participants on the Internet, which I think would increase the chances of running into an online scam.
My mom barely even knows how to use a smartphone. So she's not likely to be involved online long enough to interact with something that would scam her. However if she DID run into a scam, I'm pretty sure my mom would 100% fall for it.
Gen X got scammed by that damned hustler at the Street Fighter cabinet.
Damn him, he knew the input to select Akuma! That's no fair!
NFTs? Worked with a few young people who thought they could make money flipping those.
From the outside it seems to me that NFTs were mostly bought by millennials with disposable income for the first time in their 30s.
It was UO for me. My friend had that fancy golden (or maybe fire idk it was so long ago) robe for however many years of service it took and some dude tricked him out of it lmao. It was so long ago but I would 100% have fallen for the same thing at the time. I just got lucky and learned the lesson through my poor buddy
Fake Bad Bunny tickets got the only zoomer I know, she was out $200, but that's not a great sanple size.
Sometimes this "dumb shit" that they fall for isn't dumb shit that just teaches you a lesson, but rather quite predatory, such thinking you are getting blackmailed to share photos of yourself.
The biggest scam of my generation was PVP in the wilderness. They made it sound like it was going to be cool but all it ended up being was fascist gangs farming for GP. It was only once the Venezuelans (read: communists) unionized and kicked the gangs out did they remove PVP.
Not really surprising considering how much more time gen z spends on the internet. And how many members haven't even graduated high school yet.
I think people forget that the internet has fully supplanted television and unlike the 90's home that had a TV that was somehow always on (or at least that's how it was at my Aunts house in the 90s), people these days while away their hours fully plugged into the internet. I would suspect people who watched a lot of television were more likely to fall for scams on TV, too (my Aunt, for example, believes literally everything on FOX News). Internet scams are far more of a free-for-all than television ever was.
Also how many gen z have grown up with amazing technology but don’t really understand it at all. It just works.
Not like previous generations that had to learn more in depth to make shit work because it was buggy as hell or just plain wasn’t user friendly at all.
According to the dates provided the youngest zoomers are just now joining 8th grade. How useful is that data really?
They're also susceptible to getting their phone stolen, people accessing their computer they left open in class and a whole lot of threat vectors boomers and millenials aren't susceptible to (or not anymore)
While we're on the topic of shit boomers and zoomers fall for:
STOP
RAWDOGGING
RANDOM
HYPERLINKS
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So this is a genuine question. When doing research online you have to click on random websites/links. How do you protect yourself from that?
Check the url. Not what the link displays as, right click or hover that shit and see what the real url is.
Don't follow links to sus.minemycrypto.sudan
Not even to win an internet argument.
From the generation before this, I always thought the "mobile generation"'s computer savviness had been overrated. Mobile phones (especially iOS) are like a walled garden compared to using a PC and Windows. It was easy to shoot yourself in the foot on Windows 98, etc so you learnt to be careful very quickly. Likewise, there's no jumping into the registry or terminal, no built in zip/rar handling, warnings from the OS, built in Malware protection, etc
The internet was a wild place in the 90s and this generation never really experienced that. Forums had lax moderation and could be full of troll links to "I am an idiot", goatse, etc. Files could be hosted on random webpages and the downloads could contain anything: often a virus alongside the actual file, etc
I remember not using an antivirus as Norton and co would crush your machine, so you just had to tread extremely carefully
Entirely true. Gen Z is not "tech smart."
As an older member of the cohort I've noticed a certain gap. Those of us who grew up when computers were just becoming a thing for everybody (sorry gen X I know you were first but they were expensive luxuries rather than ubiquitous) had to learn to fix shit all the time and got to learn about the dangers more or less as they came into being, computers still weren't entierly user friendly and learning was encouraged by the fact that it didn't take much knowhow to do things like play an entire game by just downloading the free trial over and over and moving your save file.
Past a certain line however (I think the 2000s to 2010s kids) computers became much more of a black box and companies like apple were making 'it just works' user interfaces that required very little fixing but also gave you very little control if you didn't already know where to look. So we got that disconect of a group that are very comfortable with computers but don't understand much about how they work and get bombarded with all the dangers of the internet at once rather than having had the chance to learn them as they came about.
Im a middle gen z id say i defiently notice this modern tech isnt built for the average its built for the dumbest. For example I had to spend 10 minutes teaching my friend how to unzip a file also a lot of gen z dont have computers and just use thier phones for everything
I'm a Gen Z working in the Comp Sci field. Most people my age know how to work technology but don't know how technology works.
Knowing what buttons to tap in an app to get it to do what you want is one thing. However, it's a different pool of knowledge to understand what's going on when those buttons get tapped.
Familiarity with tech is high, and I think that gives many in my generation a false sense of security.
Fair point, and thank you for your perspective. It's funny for me-- I'm a Millennial from the early 90s working in Comp Sci as well, and growing up I was very worried that the next generation would be flooded with tech-knowledgeable people and I would struggle to stand out.
For better or for worse, my experience lines up very much with what you've described -- folks who are extremely adept users, but not understanding what's happening behind the scenes.
Could this be a case of gen z having a larger online presence than boomers? Kind of like how people from Florida are more likely to be attacked by sharks than someone from Kansas?
Edit: I somehow missed this on the first pass.
There are a few theories that seem to come up again and again. First, Gen Z simply uses technology more than any other generation and is therefore more likely to be scammed via that technology
The amount of older people having an online presence is ever increasing. And I hope the percentages mean "% of the generation members with an online presence".
whats the importance of that distinction when the entirety of gen z is online.
Gen Z spends more than twice the amount of time on social media than boomers, and most scams are done on social media, but older people are usually easier and more lucrative targets, so it's hard to say.
Even beyond that, we're talking a group that has become a monetary target only in the last few years VS groups that have been larger targets for 20 to 30 years. A percentage of people in older generations have either learned from past experience or have had their "keys" taken away in a way young adults fundamentally can't have.
I remember this being on an elementary school IQ test: Why do people in China eat more rice than people in America?
The answer was "Because there are more people in China."
You miss 100% of the
shotsonline scams you don'ttakeget exposed to when it takes you 5 minutes to type in a url.Thats a pretty terrible question though since there are two equally valid ways of viewing the question the way it is worded. It's not talking aboit China, it's talking about people in China. People in South Korea eat more rice than people in Colombia despite both countries have similar populations. "Why does China consume more rice than America" is the actual question to ask yo try and get that answers.
Huh?
The question isn't "why is MORE TOTAL rice eaten in China than America?"
There simply being more people in China doesn't mean Chinese people choose to individually eat more rice. There are other reasons for that per person choice.
I wonder if this is due to the rise in parasocial relationships to internet personalities?
Lots of streamers push scam grifts onto their audiences, and I see scammers also using images of Elon Musk or Mr. Beast a lot. Feels like the Gen Z equivalent of those guys who call old people and pretend to be a relative in need of bail money.
No its just lack of experience combined with over confidence. Same as traffic statistics, where the absolutely majority of accidents are by young males.
Lots of confidence, but no experience. We were all there once, so nothing strange about it.
Is cyberbullying a scam now? I feel like that might be pushing up the Gen Z numbers a bit.
Yeah, and a lot hinges on the definition of cyberbullying. If they mean a sustained and targeted campaign of bullying, that's one thing, but if it's just being the target of toxic behavior on the internet that's pretty easy to trip over on social media.
Sadly, I had to pull my Gen Z sister aside to explain to her phishing when she lost her Steam account, poor girl was crying and trying to raise the funds to get her account back...
She was very happy when she got her account back, I celebrated by giving her a few games and some information on how to avoid it happening again. Thankfully there was no VAC-Ban added by the thieves.
Seriously I thought they were teaching about this thing in schools
You grew up surrounded by technology and the internet. I was born in darkness. I didn't even get my first Nigerian Prince email until I was 13 years old.
I think it's just a certain type of person the non tech savvy type that are prone to getting scammed. Gen Z's life is more internet/tech focused than the boomers so there's more of them to scam.
Correct answer, even if boomers did use computers some, they are aging out of using them.
My dad completely stopped years ago. My mom literally just checks email from me and my sister. And it's losing the ability to do that.
Telephone scams on the other hand...
Children easier to scam than adults, more at 11.
Gen Z is in their mid 20s now
The oldest are in their mid 20s, but the youngest are tweens/early teens depending on what years you define their generation by, which is kind of a sweet spot of smart/capable enough to get themselves into trouble, but not smart enough to avoid it or get themselves out of it.
I feel like the numbers are mostly from all the bitcoin-type scams that so many influences have pulled.
I mean come to think of it, it's not that surprising. Lots of gen z started using the internet, mobile phones, etc when we were pre-teens or a little older. Even now, a good portion of gen z is still under 18. Of course that demographic would be targeted by online scammers, and of course they'd be more susceptible than adults.
It felt to me like the adults in my life didn't have much more experience with internet-related issues than we did. It gives me a little hope that maybe we'll be able to do a better job teaching our kids internet safety (in all its forms), since we have more experience than our parents did when we were younger.
Still, maybe not. Maybe the internet evolves too fast for that to make a difference, and maybe ten years from now we'll be figuring out a whole new set of problems. It's just interesting to think about imo.
Now do robo calling scams.
Robocalling or the “Hello! This is Sheriff/IRS! You will be arrested unless you pay us $200 in Amazon gift cards!”
Tbf, that’s how I get out of traffic tickets. 😅
Maybe, but anecdotally my boomer aunt bought over $1,000 of apple gift cards and gave the card numbers over the phone to the “Apple support” guy with a thick Indian accent to get her hacked iCloud Photos back so…. I would like to see the different kinds of scams that both generations fall for.
The emulation handeld that are all dropshipped powkiddys
I would guess there's some pure exposure effect going on here. Gen Z are, almost to the person, constantly online. A lot of boomers rarely even check their email. They have more opportunities to be scammed online.
Kinda like how boomers are more likely than younger generations to sign into reverse mortgage scams partly because younger gens don't have houses.
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another article where gen X doesn't exist.
It's for the best. We are the latchkey generation.
I'd never heard of this term. but yep that pretty much summed up my childhood.
Lol I “fall” for scams to waste their time between meetings while I’m working on other shit. I fuck with the scammers just to troll them, and I’m proud of that.
I've heard romance scams are on the rise again due to the prevalence of online dating. If the hot girl you matched with starts asking you for money, or nudes (for extortion), or your mother's maiden name (for identity theft), she might not be the person you expect!
or nudes (for extortion)
This one is so brutal and seriously fucked up.
Back in the day it was mostly just the good old story of the Nigerian prince wanting you to inherit his millions :(
Scammers used to be more wholesome and creative for real
That's the big one with Gen Z that I know of. I can think of several that I know that fell for it while 16-22, but none that fell prey to the typical ones about your SSN or buying gift cards.
Aren't late 1990s Millenials?
No, millenials end at around 1994-1996 last I checked. These generations are weird because as an early gen z (1999) I'm closer to the last millenials than to a genz that was born in like 2007.
Yeah I was also born in 99. I'm really not sure where I fit in sometimes.
The cut off is also different depending on where you lived
Not at all. I’m barely a millennial and I’m early 90s. Millenials are mostly 80s babies
I love the ageism in this thread and online forums in general. When there's an article "boomers bad" everyone falls over themselves to agree. When there's an article that (ostensibly) points the opposite way we can't wait to tell anecdotes about how actually it's still the boomers that are bad. There are always good reasons for this or that perceived failing of the younger generations.
To be clear I'm not defending either "side" here. The whole generation war is a ridiculous nonsense, including drawing arbitrary "gen whatever" lines at specific years.) But it goes to show how easy we are to play with stupid simplistic headlines like this even though we, especially here in the "fediverse", like to think of ourselves as more rational / informed.
Don't know if it's because of some of the illegal sites/software I've downloaded, but I've been getting occasional emails for sex with Ukrainian women and just sex emails in general for a while. And yes I fall under the gen z category despite calling myself a millennial.
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