If you retire with no SS, medicare, an insurance that is required to cover you, medicaid to keep the doors open for even a retirement home to care for you, and your 401K is destroyed from the plunging depression that's on the rise... it might be cool to worry a bit.
I've never understood people who get bored in retirement. I looked forward to it from the very start of my career, and now that I am retired I've gotten so into hobbies and interests that it feels like there still isn't enough time for everything.
It's amazing how much energy you get from waking up without the obligation to go somewhere and work on somebody else's shit all day because you have to. Gives me a big smile every morning!
Oh yeah I forgot, careers were an endlessly fulfilling series of fun exciting tasks. And job interviews were like, "A white male with a college degree? You're hired!" Everybodty's ignorant fantasies about the past are staggeringly accurate!
If they cut the system, we'll get the money in our pay. So at least we can control it. Just don't spend it on games that will hit your backlog and sit for years. I'm personally guilty btw.
I don't think any amount of achievable retirement savings is enough to give me confidence that I could cover escalating health care costs enough that I could retire. Even if I had $10M in the bank, I would worry that the cost of health care will rise fast enough to impoverish me.
If you make it to Medicare age, it gets a lot less stressful. eg: my folks have had 4 knees replaced with very little out-of-pocket cost. There's still supplemental insurance, but Medicare, not the profit-driven insurance company, determines what gets covered, and they mostly listen to doctors. There's always edge cases, where some treatment might not be covered, but I feel like those are uncommon.
One way or the other, my ultimate health care plan is 9mm.
I'm surprised that Trump doesn't use Obama care to prescribe 9mm medication to people. It's a lot cheaper to pay a one time cost of a 9mm that reoccurring costs of medication. Think about it, health care costs plumit and firearms sales skyrocket. It's a republican wet dream.
And then you die because a blood clot that formed in your leg came loose and shot up into your brain, because you’ve been sitting for weeks playing videogames.
It's insane to me that people think they will somehow go braindead the minute they don't have a job. Is that how they act once they get home after a long and exhausting day of labouring? Just sit down in the couch and die, staring at the white wallpaper until they collapse? From my only related experience with actually existing in this life, I fucking hate how I don't have time for anything, ANYTHING, ever, because work work work, only to go home and work work work some more as an adult with actual responsibilities. Retirement ya, i might get a quarter of my shit in order, at best, but I'd probably just stock it with more responsibilities that I really don't have time for, but a window of more time means a window of thinking about more shit that has been neglected or needs doing because things always do.
Is that how they act once they get home after a long and exhausting day of labouring? Just sit down in the couch and die, staring at the white wallpaper until they collapse?
Replace the wallpaper with a television and this is awfully familiar in my neighborhood.
A decent amount of people really do just park their ass on the couch and cease existing. I've watched more than a few people retire and die shortly after from having nothing to live for.
I know you'll be disappointed, but Mario 64 has a fair number of levels and star missions. So, either that or Star Fox (your score can always be a little better).
Definitely oot, but if I could pick two, it'd be this super weird game I've never been able to find again, or remember the name of. Had a kind of Hawaiian theme, iirc. There was a conch shell you blew. It was weird, and I loved it so much
Just plug my old ass into the matrix. If I live to see 80 we'll probably have some kind of full dive VR by that point. Or at least something approaching it.
Yeah my hands started acting up when I was in my 30s. Now that I’m in my 40s they cramp and become useless when they’re any amounts of cold.
My wife likes to rock climb but she will only go to the gym if I go. I can handle the pain but my fingers will literally just stop opening and closing. I haven’t gotten the courage to talk to her about it yet.
Walking dog, feeding homeless, getting drunk, magic the gathering and dnd with my other retired friends. That’s what I would do if I ever retired, which I probably won’t because of everything.
Guess everyone's different. I'm a stay at home dad with a wife that works and I'm incredibly happy doing chores for a couple hours then indulging my hobbies until school pickup. I have time to exercise. I have time to cook good meals (and learn to do so). It's been 13 years and no sign of getting sick of it yet. She has a high paying job that she's happy in and is someone that would tell me if she had an issue. This was suggested by her.
I don't know how anyone can get bored without work. There are 1000 things that you can do as "work" that surely there must be some that any given person would enjoy. Learning music, language, gardening, coding, makeup, design, art, games, woodwork, exercise I could go on and on and on.
I could somewhat understand 50+ years ago. But we have the INTERNET now. We have unprecedented access to entertainment and knowledge. Anything you could ever want to know or learn or watch is available to you. And if you find the online resources inadequate for learning to play that obscure instrument or practise speaking that language, I bet you you can find someone to teach you over video call.
Judge away but I'm happy and don't know how anyone could find working better. The only thing working truly gives you is money. Any sense of fulfilment or purpose I guarantee can be found elsewhere as well.
That's not to say work CAN'T be fulfilling or meaningful though. Just that it's not the only path or unique to working like people like to make out.
I always wanted to be a stay at home dad. My wife's a gig worker and tried branching out on her own business and quickly realized she didn't like the actual business aspect. Which is fine, I genuinely love what I do most days and make enough to where she can mostly stay at home.
I'm about to go on a 3 month paternity leave and oh boy am I excited. After the first few weeks once my wife recovers from surgery it'll most be my oldest and I hanging out while my wife is with our second. I bought stuff for my son and I to record our guitars (he's 3 but he gets so into it), have a little list of science experiments that he loves, plenty of home renovation projects that he gets surprisingly into, a bunch of seeds and a few more raised beds for the garden, and of course, foam baseball bats to hit eachother with.
I'm getting git just thinking about it.
I don't see how anyone could get tired of that, I'm already dreading going back to work and my break hasn't even started.
PS: not to say that it's all fun, I know a lot more goes into being a stay at home parent that baseball bat fights.
It's great for the first few weeks , maybe a month or two.
I graduated in September, job searched through December, finally signed a contract, but I don't start until April. I am counting down the fucking days, my dude.
Idk I've been unemployed with enough savings to not go straight into job hunting. I had a blast spending most of my time gaming. Just helps to have a few other smaller hobbies.
Agreed, I took about 10 months off after quitting my last job, and ended up moving about 4 months into it. I never got bored and the only downside was that I had to find a job eventually. It was the best 10 months I can remember.
I substitute socialising with small streaming channels. Like the ones that have less than 5-10 people watching ever. You can come and go as you please and no one cares, and you can make real connections and have actual conversions with both the streamer and other viewers. People with channels that small aren't doing it for the money, they're doing it to have people to chill with while they play.
Some would say they aren't real friends but I think there's a point you can get to where I would disagree.
I don't know, I was unemployed for a while and literally spent every waking hour gaming for many months straight. It was the happiest time of my life. I'd give up a lot to be so financially stable I could do that again.
Having one thing be your only hobby will get boring for the majority of people, so just have some extra hobbies. I could definitely spend 75% of my time gaming and the rest on other hobbies and feel great.