Power company oursourced their payments. Every method except autopay now has a fee
Power company oursourced their payments. Every method except autopay now has a fee
Power company recently outsourced their payment system and now have to pay a fuckin' fee to pay my goddamned bill. The only way to avoid that is autopay.
Further infuriating is I have to re-add my bank info to yet another third party system.
Fuck the modern world, man.
This is more than mildly infuriating.
Canyou mail a check?
Some banks will do autopay. The bank obtains the bill and mails a check.
Isn't First Energy that company that got busted for bribes but then the local politicians/courts basically let them bribe their way out of trouble with $20 million???
Use Bill Pay from your bank/credit union to mail them a check (without even paying postage yourself)
I can't updoot this enough. Fuck everyone's fee ridden bullshit apps, websites, outsourced garbage services. I make almost everyone send me a paper bill or i just won't pay.
- pay online fee: $2.50
- Paper bill/pay by check fee: $5.00.
I made the numbers up as I don’t recall them offhand but my energy company effectively has this policy now. :/
It's fun arguing with companies that claim they can't send paper bills anymore.
I do exactly this. My bank will try to use ACH or a one time debit card automatically, but inevitably ends up sending a check each month. What's better is if I use the bill the water company sends and mail it back with a check there is a fee, but they don't charge it when my bank sends a check.
They're not trying to fuck over the banks. They have better lawyers.
That's the way to go! I pay all my bills through the bank. All they need is your services account number and a mailing address. It's much nicer when you can pay all your bills in one place instead of having to deal a bunch of different payment apps/websites.
Exactly. I control when and how the money goes out. This way I don't have to hope that a) the payee doesn't make mistakes and take out more than once or more than the scheduled amount and b) that the payee isn't caught in a data breach with my banking details.
At the end of the day, I just take a little time to make sure all the bills are scheduled for the right amounts over the coming few weeks.
Yeah, I've been meaning to look into that. Especially so I can start unlinking my bank details from sites that will eventually expose them in a breach.
Bill pay through your bank. Fuck their payment processor.
When an old landlord pulled some bullshit on me, I paid a month's rent with 31 paper checks, delivered once a day, direct from my bank.
That is some genuine malicious compliance. ❤️
Further infuriating is I have to re-add my bank info to yet another third party system.
"We don't NeEd STrONG coNSUmer PRoTEctiOn LAws bECauSe YOU Get to DECiDe WHO YOu Do bUsINesS wIth"
Edit: just to be clear, I'm not mocking OP.
My landlord gave me the option of paying online. For an additional fee.
"I'll pay online without the additional fee."
"We're not renewing your lease." Or better yet, "Please sign your new lease, at the additional $1200 market rate per month, or kindly vacate by the 1st."
Hope you can get time off work and have the friends and money to relocate so you can enjoy another 12 months of Freedom™ from living on the street!
Well, yeah? It costs the landlord to take online payments. Should they spread that cost to other people who choose to pay differently?
Use your bank, or hopefully your credit union, to send a check. There. Neither of you are out a single dime, no hassle for either party.
If you have a good credit union, you should be able to set up an extra account and you only use that account to pay these extortion bills. Electronically transfer funds in from your main account, and never give anyone access to your primary.
Annoying AF in principle but at least it's only 50 cents. My fucking rent payments charge a % fee, so I mail them a check every week and make them do the legwork
No, fuck even SLIGHTLY thinking it's ok because it's only 50 cents. Next month it'll be 75cents, then a dollar.. it ONLY goes up, do not normalize bullshit fees because 'its only 50 cents'
Yes, with no warning or anything. I called yesterday but the wait to talk to someone was over an hour so I chose the call back option. Then I missed their call. I’m gonna make them reimburse the $2.75
My power company made me download an app to pay for a bill with cc . Now that I should be paying bills with a credit card but I was in a tight spot and needed to keep the lights on .
Gotta do what you gotta do 🤷♂️
Now that is the first real bullshit I've seen on this thread.
Visa debits cards can be used as a credit card, but debits from your bank. Added bonus is that you get fraud protections that your bank may not offer for debit transactions.
Edit: that is not to downplay that you said you were in a tight spot.
Having a fee of some sort based on payment option is probably desirable. They get charged those fees.
If they don't expose the fee to you, they still charge the fee, or at least an average that covers their costs across all users, but it gets buried in a single price charged to all users, so you can't choose whether or not to pay it.
Otherwise, the guys paying via their bank are subsidizing the guys paying via credit cards, even though they aren't incurring the cost.
Oh shush. We don't want to learn how the world works or how to effectively navigate it. We just want everyone to give us free shit while not having jobs.
Seriously, I can go on for ages about how to manipulate capitalistic systems for our own benefit. Nope. "Kill the capitalists!" OK. Then a system by another name will abuse you instead.
While we're at it, if you're not a business with special banking needs, why is anyone using a filthy bank?! Credit unions are the dictionary definition of socialism.
In my country we have free 'autopay' on the banks end. You simply setup the details of the recurring transaction in your mobile app or on the website and it will automatically start paying.
Seems like you should say "fuck modern capitalism" instead.
The problem here is that your bill is based on usage so there's no way to know exactly what your bill will be each month in order to set up an automatic bill pay.
My variable (usage-based) utility bills are sent as "e-bills" to my bank, so the bank's bill pay system can pay them anyway. I can even set it up to pay in full up to some limit, so it doesn't blindly pay if the bill is outrageous due to some mistake.
Pay all of your bills in person in pennies from now on.
They do that here, unless you pay at the county offices. Yep, either we pay the fee individually or collectively, and they don't even reimburse the county.
Why would you not want automatic payment?
For me, telecom companies just randomly jack the costs and hope you don't look. I've caught them constantly adding $20 to my set rate and claim 'oh this special promotion ended' when I don't even have promotions.
Never trust companies to just take your money without looking at the invoice.
They aren’t allowed to just do that. Being allowed to directly withdraw money from customers accounts who authorized it is a privilege, one that banks can withdraw if they find a company abuses it.
Data breaches expose your banking numbers
So? It’s not like they are a secret. What are any potential hackers going to to with my bank account numbers? Send me money?
If you accidentally overdraft your account the bank charges you a bs $45 fee
Dafuq. Glad that’s not a thing here.