Yes, that’s why uninsured motorist coverage is so expensive here in Massachusetts. You can’t squeeze blood from a turnip, or responsibility for their actions from a “free citizen”.
But sure, keep believing that dodging your responsibility has no effect on others
Where I am at,
"Law enforcement officers may ask to see your insurance card during a traffic stop or at the scene of a car accident. If you can't show proof that you have a policy, you may be charged with a Class C misdemeanor, which is punishable by a fine of $300. Additionally, the officer can choose to have your vehicle towed.Feb 14, 2024"
So if they tow your car for not having insurance your fees will likely go up fairly fast. Usually up to $150 towing plus a fee per day that it is there. Varies by area.
That's cheap. Here it is a criminal offense, which can lead up to fines of 180 days of income, half a year behind bars, and loss of the driving license.
Well, and of course this car cannot be driven anymore, so either you get it towed or you get an insurance voucher.
It varies by state. In Ohio it's basically a fine and they take away your car, license, and registration until you get minimum liability insurance. That is
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 property damage