People who spend more time online will be exposed to more scams, and therefore are more likely to fall for one. If you don't see any scams because you don't know how to open "the internet", you won't see scams you can fall for.
Gen Z could just be more likely to self report. Self-reporting fault or failure is less socially acceptable among the culture of the boomer generation. Entirely possible Boomers are just lying or not self-reporting.
The difference I think is that we grew up with the technology. We saw the democratisation of the internet which makes us generally "smarter" on that front. We also had to fiddle and understand the technology more than Gen Z has to. It's also probably far easier to scam/get scammed nowadays with crypto bros and influencers being absolutely everywhere.
There is actually a rather legitimate understandable reason why boomers may not self report ; shame and fear their children will no longer trust them to take care of themselves.
Also would like to add this included cyberbullying and that had to inflate the numbers. How many boomers are victims of bullying vs students?
Oh wow thanks so much for the free psychoanalysis. Now do you - what does it say about you that you make ad hominem attacks against people you've never met on internet forums and then get downvoted for it?