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Maybe your best friend Harry, with his vault filled with literal piles of gold, can help you out.
And Harry really owed them some money since he would spend some time at their house and sleep/eat for free, he is such a jerk
Also banged their daughter
It is considered impolite to offer money to someone after banging their relative. Assumed pimping is not a good look.
Muggle logic
I mean, he did end up marrying her though, hahaha.
Ron will never pull himself up by his magical bootstraps with that kind of entitlement attitude.
Wizards these days... Nobody wants to do the work transmuting elements into gold anymore.
Harry's been so 'poor' his life, he probably didn't remember he had a vault until he got a girlfriend.
A girlfriend who is a member of said family
Sounds like socialism.
The wizarding world is strangely conservative.. for some reason
Yup! They can literally create anything with a wave of their wand, yet they still have poor wizards.
If there weren't poor wizards, there wouldn't be anything for other poor wizards to aspire to be better than
Wizarding prowess seems like a strong motivator. But what do I know? I'm not a crazy yuppy.