Those tracks are fucked, and no one would fault you for falling from them. Staying in track when those are the tracks is a fucking accomplishment. Be proud.
Dunno if it’s “on track”, but I’m pretty good with my current situation. Able to afford a mortgage for a studio apartment in a HCOL area where real estate is kinda fucked and plateaus at worst for the past few decades and in the process of looking for a better-paying job in the IT sector. Still single since the pandemic but tbh I’m kind of okay with that still for now - probably will enter the dating scene again next year if anything.