I'm in a really dark place... please help
cross-posted from: https://lemmy.blahaj.zone/post/22882552
> I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame. > > I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️⚧️💜
I'm in a really dark place... please help
cross-posted from: https://lemmy.blahaj.zone/post/22882552
> I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame. > > I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️⚧️💜
I'm in a really dark place... please help
I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.
I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️⚧️💜
Thank you so much! These are great starting points. Also, thank you for the condolences – it's been a couple of years since her dad (the heir) passed away, and several more since her grandpa passed. Getting possession turned out to be very complicated, but we're nearing the finish line on that front.
I do have a remaining question, actually. Real estate is an interesting option, and I like the idea of a nice stable rental income over the years. However, here in Canada where we now live, I fear that there's a substantial real estate bubble. If true, now would probably be an awful time to by. What do you think?
Ah, STOXX it is, then! I'd like to stay away from US assets as much as possible, given the current... environment.
Thank you, this sounds like good advice. I should've mentioned in the original post, but we're in Canada. We'll start by approaching a tax accountant and then go from there.
We already have a cause we support, and while we most definitely won't be donating everything, we will absolutely be donating a percentage.
Yep, for sure. We'll also make sure anyone we work with is a fiduciary, to help guard against those kinds of corrupt practices.
There are a large number of funds available to us through the company, which has its account at UBS Switzerland AG. What should we be prioritizing when fund-shopping?
We are shopping for an asset manager, but it seems like a good idea to walk into that with our eyes already open and some beginning ideas.
Inherited a Swiss holding company – what do we do with the portfolio?
My wife is inheriting an investment holding company that belonged to her grandpa, who passed away a few years ago. The ownership transfer is in the final stages, so we'll need to start thinking about what we ought to do with the assets it holds. Could you guys give us some guidance?
The company's assets are in a Swiss account that includes:
- 175 ozt fine gold (0.995), valued at about $500K USD;
- 2,000 shares of UBS Asia Flexible Bond Fund USD P-acc, valued at about $300K USD;
- Cash, mostly in Euros, valued around €350K/$360K.
The Asia bond fund invests in a variety of countries, including Indonesia, the Philippines, and Sri Lanka. About a quarter is sovereign bonds, and the rest is a mixture of bonds in those emerging markets.
The performance is not terrific, but now does seem like a good high point to sell. The percentage growth over the years was -5.7% in 2021, -16.4% in 2022, 3.9% in 2023, and 5.8% in 2024. Am I correct in thinking it's rational to sell these shares?
As for the gold, I'm not actually sure what makes the most sense. Thoughts?