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Just your friendly, neighborhood, geek who loves to crochet.
You would be far better off speaking to one of those debt consolidation places than trying to juggle it around like that. I'm not sure where you are located, but hopefully there is one that can help.
I mean... No jobs? I wouldn't want to rent to someone who had no job either. That's an insane risk. Even as a Canadian citizen who was born here I would not expect someone to rent to me if I had no job.
Sask is, in fact, quite far behind.
This opinion piece fails to explain how inclusion is causing the problem. Correlation does not equal causation, but the link between inclusion and the test score is not elaborated on beyond a brief mention.
Why not both?
How ironic. Alberta, the one complaining about the Feds imposing on "their jurisdiction" and then they go and impose all over the municipalities. The hypocrisy is ridiculous. They really are just in it for what they want. Screw the Feds, screw the cities, just let us be dictators! Ick.
Alternate headline: Local businesses learn about the phenomenon known as "tourism."
All joking aside, I'm glad this helped out some smaller businesses.
If only the economics of whole countries was this simple.
Ahh I see the confusion, my original comment was more a remark on the fact that they are complaining about "stagnant" productivity, when wages are in a really poor place and probably contributing to the overall poor productivity. Because who wants to do more for less pay? I was not intending it to be a commentary agreeing that productivity increases wages, but rather it should be the other way around. If you want productive workers, then pay them to be productive!
The study you linked proves that there is significant wage inequality. The very first chart demonstrates that even though productivity has increased, wages have not kept up. This is exactly my point. I'm not sure if you were intending to agree with me, but your link is just further proof that wages are definitely not where they should be.
"Why should I work so hard for wages that don't compensate me for said work?" Said every underpaid worker ever.
My place of employment has been cutting headcount for years and just expecting the existing employees to do the same, and more, work for no increase in pay. And they wonder why productivity suffers?! I am still only one person. I cannot possibly perform as well as 3 people. Maybe if you'd stop cutting headcount and focus on getting things done, we'd actually be productive.
Labour productivity has grown by 0.2 percent annually, on average, between early 2015 and the end of 2023.
...average weekly earnings have increased only 1.6 percent between January 2015 and January 2024, or less than 0.2 percent per year.
This sounds like productivity is commensurate with pay. Maybe instead of advocating for interest rates to drop (which has issues of its own), we should be advocating for proper pay raises?
Edit to add a note: This comment is intending to call them out about poor wages. If you want more productivity, then pay us for it! I'm sick of doing the work of 3 people with measly, if any, wage raises!
I agree with you wholeheartedly. But this article makes their idea sound like a magic bullet. But there is no magic bullet in this fight unfortunately.
I live in an apartment where the only natural gas items are my furnace and hot water heater. But even if I wanted to convert (which I can't since I rent), it wouldn't make one lick of difference because I live in Saskatchewan where our power grid is still 80% fossil fuel powered. So using electricity is no "greener" than using the natural gas myself. Plus using natural gas is far far cheaper than electricity (even with the price on carbon for doing so).
This issue is a lot more complex than just "more houses that are all electric with no natural gas" when you take into consideration the power grids they are attached to.
However a large percentage of our parking is never used and this the problem is exacerbated by mandatory parking minimums as the article points out.
I find "never" to be an exaggeration. The lots are used during the business hours of whatever business owns that lot. Does that mean there is a significant chunk of time where there is no one parked there? Sure, but it's certainly not "never." In Regina, I can't think of a single parking lot I have ever seen that didn't have at least SOMEONE parked there. Street parking is used quite frequently as well. Parking in the downtown core is a ridiculous race of "first come first served" because there literally isn't enough parking downtown for all of the employees that work there.
Plus, with our system of free parking, those in our society who can’t afford cars/aren’t able to drive are subsidizing you and me when we drive places. The cost of parking is split amongst all customers (in the case of private parking) or residents (in the case of municipal lots), even those who take public transit, walk, or bike.
The downtown core of Regina (talked about in the article) is NOT free parking. At all. There is no free parking to be found in the downtown core at all (that isn't like 3 spots reserved for particular business customers). Residential areas get basic street parking (not lots). There are very few "parking lots" in residential areas. The only free lots are outside major shopping centers that are outside the downtown core, and those often have spots reserved for customers of those shopping centers.
You probably buy $300 worth of groceries at a time because the store is inconvenient to get to (due to Euclidean Zoning and our general lack of density). I honestly do the same thing. However, when I lived in a denser city, I commuted by bike or bus and would grab groceries every day on my way home, and it added minimal time to my travel. I’m not arguing you should move or drastically change your life, but that the city should improve around you.
I buy $300 worth of groceries at a time because I work from home and any trips outside my house are specifically for errands, so groceries/errands become a dedicated trip because I don't have an "on the way home from work" sort of schedule.
But yes, a big part of the issue is zoning. I live in a newer "high density" neighborhood. Large condo buildings, narrow streets, almost no on-street parking due to said narrow streets, I get one spot in my back alley for my small car (and I'm charged an extra $100 per month on my rent for it), and the grocery store is still a 30 minute walk/10 minute bike ride away. It could absolutely be made better with some better designed bus routes, better zoning designs, and some effort. Sadly most cities don't seem interested in walkable cities or investing in public transit.
I would love to see more dedicated bike lanes (there are none in my neighborhood), short-haul bus routes specifically between the grocery stores and nearby residential areas to make hauling groceries home less of a chore, more sheltered bus stops to protect from both heat and cold, and less resistance to things like e-bikes and such that would make the trips less onerous. There's still a big stigma in Regina regarding e-bikes and scooters for some reason despite their benefits.
Don't forget Wind Chill. A -15C day in SK with a good wind is suddenly a -25C day.
You are failing to take into account wind chill. In SK, with our high winds, a -15C day can turn into a -25C day pretty easily. I am a big baby when it comes to the cold and I fully accept this. But when the wind chill puts things into "frost bite in 5 minutes" territory, I'm sorry, but I'm not riding my bike to the grocery store and risking frost bite on my fingers and nose. Nor do I want to stand at an outdoor bus stop waiting who knows how long for a bus. Now if zoning wasn't so dumb and put my grocery store so far out of residential areas, it wouldn't be so bad. But city planning is centered around having a car, sadly.
If you aren't going to give us walkable cities or really efficient public transit, then we need cars and therefore need the parking. There is no way in this or any world that I am hauling $300 worth of groceries to a bus stop, just to sit there and wait half an hour (at -20C) for a dilapidated bus that may or may not even run on time and has the risk of someone stealing some of those overpriced groceries on the 30 minute ride it would take to get home.
I live in Saskatchewan and it will very frequently get to -30 or below. I cannot ride a bike in that safely without risk of frost bite, so cycling is out of the question (at least in the winter). I drive as small of a car as I could buy, but even small cars are dwindling now in favor of the giant SUV's and pickup trucks that seem to think they own both the road and the parking lots. The public transit in my city is so inefficient that it would take me an hour worth of riding the bus, and a transfer, just to get downtown. I can drive that in 10 minutes. Getting to the other side of the city? 90 minutes to 2 hours and multiple transfers. Or 15 to 20 minutes by car.
Our public transit and walk-ability needs to be remedied long before you start building over parking lots. Businesses with no parking will suffer a lack of business if there is no parking and no change to the current systems.
This needed to be said a long time ago. People can't seem to grasp that lower interest rates mean that average Joe qualifies for a bigger mortgage. Bigger mortgage qualifications = bigger housing prices since people can overbid, etc. driving up housing prices. Lower interest rates are the opposite of what we need!
The only people that are helped by lower interest rates are people that spent way more than they should have and are in debt up to their scalp. Those people need debt counseling/consolidation services to manage their debt individually. Don't fuck up the rest of the housing market because you are in too much debt.
Of course they are. In this desolate wasteland called the prairies, finding any sort of mental health professionals is damn near impossible, much less properly structured support. Allowing this would just illustrate the failings of these provinces to properly fund and structure mental health supports.
Good luck making it through the prairies on passenger rail. Do we even have any stations left? I never see passenger trains. Only freight.
Is anyone surprised? No? Didn't think so.