Those are umbrellas, and there are much higher metal poles in the surrounding buildings. I don't think this would qualify for a Darwin award if they died, it's the usual thing to go out with an umbrella in storms.
They're in a city surrounding by buildings that should have lightning rods. Doesn't seem all that dumb to think it's extremely unlikely to be hit by lightning there.
Yes. Witnesses figured I died each time. Temporarily paralyzed the first time and with a "missing" few seconds, knocked out cold the second time. I try to avoid thunderstorms these days.
There's a cottage industry that creates fake lightning strike videos. They're usually grainy to cover up the fakery.
Lightning strikes are relatively easy to put into a video. Getting the reflections right is harder though.
I'm not an expert, but the reflections don't look quite right to me. More light in the reflection than there should be in places where we don't see a reflection of the people before the lightning strike.