It's extremely spot on that instead of doing obvious things that would better the city they just invest in a bunch of industry and tech instead. Very on the nose. Especially the Dark Knight Rises Batman where he had a clean energy program that was the answer to the energy crisis or whatever they were in but he just didn't do it because he thought 'the world wasn't ready'.
It's a Bruce Wayne origin story. Batman hasn't figured out how to be Bruce Wayne yet. The movie is about him realising he needs to do good as Bruce, too.
The Gotham Renewal Fund is managed by city employees. Batman was never told by anyone that he's responsible for it, except the Riddler. And the Riddler was right, and after Batman stops the terrorism, it's implied he starts fixing it.