the stock market is a hot mess of nonsense and should not be utilized for retirement funding in absolutely any capacity
it is regulated by many the same groups who utilize the system, and so it is inherently corrupt.
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Counterpoint. Your money is going to lose value to inflation and commodities are speculative and don't have a labor force working for you. Invest in CDs if you are wary of using stocks/ETFs/options
Compact Discs?
Listening to music can help one forget the fact that they're broke, sure
I’m a Sausage. I’m Broke.