How do you track your personal budget?

Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?

I use a spreadsheet and track monthly.

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I use Tiller, which is a paid service that dumps your transactions into an Excel spreadsheet or Google Sheets. I like being able to have full control, without needing to copy everything into the spreadsheet.
- Does your bank not allow you to download your transaction list as a CSV? I used to do this.

45 comments