The entire ms office suite has become the worst for this. No I don't want to save this document into the generic documents folder of my OneDrive, or into poorly named folders that do not show any file tree whatsoever. Don't make me click 4 different places just to get back to a normal save as dialog box so I can put it in neatly organized folders like they're supposed to be.
It's part of a long term strategy from Microsoft to break users of their habits, i.e. managing your own computer the way you want to manage it, and instead get them to stop thinking and just let Microsoft tell you what goes where (hint: it's the cloud).
That's why everything in Windows seems to be less and less concerned with the actual Windows operating system and the software in it, and more concerned with Edge, web apps, and OneDrive. That's why they force the account in the OOBE, why they won't let you forget you're not using OneDrive in the File explorer.
That's why desktop/local OneNote was effectively destroyed and now it's basically just a cloud service. It's more profitable if user's shit is locked on their server instead of locally. They're slowly getting ready to do the same thing to Outlook.
Their dream, their wildest ambition for Windows is for it to be something like a kiosk you use to access 365 on the web via Edge. To get there, they'd really, really, really like you to stop thinking about anything local.
And it's extra stupid because in a corporate office setting is the one place you MOST need to avoid Onedrive. Onedrive is not useful for me ij the slightest except as a cloud backup, 90% of the documents or spreadsheets I touch have to be on a network drive in a very specific folder so that other people in the department can pull them as needed...
Our corporate overlords decided to go all-in with the Microsoft cloud. Azure AD, Teams, Microsoft 365 apps, Exchange Online - all the crap data security aware people would avoid. "OneDrive first" is just an annoyance at this point.
In case you didn't know, the OG Documents folder is still there under /users/[you]/ and you can put shit in it without OneDrive trying to get it's sticky fingers all over it. Unfortunately save as won't default to it.
Oh yes. I intentionally use that non-Onedrive documents one frequently, especially because I use onedrive trhough my school for all my school stuff but would like to keep my desktop's files separate.
Having your own hierarchy of folders works nice with pretty much anything but Office and wine-d applications. There's no problem understanding the latter, but the first one brings a lot of confusion with it's insistence to use C:\Users%username%\Documents even though you never ever opened this folder intentionally.