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A bank account with one million dollars can be completely wiped at any time. This could happen by American healthcare cost due to illness or an accident, or a lawsuit from something like a handyman slipping on your property. A billion dollars wouldn't even feel it.
By some measures, Musk's decisions managing Twitter/X should earn him one million lifetimes of homelessness.
I know no one personally who would remain secure after losing billions of dollars, yet I keep hearing that owners take all the risks and workers are always protected from hardship.
With all the layoffs we see, that is fucking bullshit. The workers get shafted even when they are doing a good job because of dumb fucks c-suite gambling the company on bullshit technology, or simple cutting costs for the shareholders.
Arguably, housing should be accessible without toiling to make a rich person less unhappy and more wealthy.