Only admins can do site bans. What you're seeing is a hacky/temporary feature of the upcoming Lemmy v19.4, of which lemmy.ml is running the pre-release: when an admin bans someone from the site (temp or otherwise), it also automatically bans them from any community they have ever participated in. Lemmy.ml has always been the "beta" instance for new releases.
Who does MSNBC think it’s addressing, or in other words, who does MSNBC think is the target audience for this article? The same people who were shamed for eating avocado toast seven years ago?
By shopping with cash instead of credit, that can help limit spending to an exact amount, McClary said.
For debtors who feel stuck, talking to a nonprofit credit counseling agency can help with budgeting and managing debt, he said.
Oh thanks, why didn’t we think of these brilliant insights!
You have a ten month old account and this is the first thing you have to say? …And your account is banned 👋