I'm not saying even the highest level. It's more rare to see an elite athlete retired at 32 though. What other players have retired that young that isn't injury forced? 32 isn't that old
Modric. Kroos. Ronaldo. Messi. Dani Alves. Zanetti. Pirlo. Dzeko. Don't make me go through them all. It's rare an elite athlete is retired at 32 so yes hazard is the exception not the norm.