Same, I'm all for complicated things that only I know how to use but the keys to the kingdom shouldn't be one of those when there are laypeople relying on me.

I still have to figure out how to let those people in when needed, I'm thinking writing the master password and the backup code on a paper that lives in a drawer, maybe in a "break in case of emergency" box, etc.

Curious what's the best way to mitigate the wrong person getting that, but I think if you have to worry about someone breaking in your house who is also looking for that info, then you have a different threat profile to consider, and the above calculus doesn't apply.