Bought a stacked townhouse 3bed/1bath in May 2022. Peak market - paid high price.
Was single when purchased - went through a phase of depression. Didn't have the mind-space to rent out the other room(s)/ share space with anyone. 1 bedroom remains untouched.
fast forward July 2023. Interests rates up by 43.7% since May 2022. Half my pay goes to mortgage.
fundamental problem: lacking seriousness about personal finance.
How do I get out of this state of mind and get serious about taking accountability with personal finance.
So much of information everywhere - it's overwhelming for someone like me who's looking forward to getting started on generating wealth through investing.
Where do I start with investing. Is there a flowchart for that just like the one for general PF?