I wanted to, truly, but it was too excruciating and time-consuming. Every time I scrolled past what felt like 100 paragraphs, I landed in some overly-descriptive inner dialog that the "main character" had when he was 5 years old. So I gave up. It reads like a fanfic.

Europe only :(

Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.

Subscription fee? Actual is self hosted and "100% free" according to their docs.

They used to have a paid SaaS plan, but they discontinued it a few years ago.

This is the most long winded article I've ever read. Don't need to know the dudes life story. Don't need to know what the author thinks was going through his head at every second of the day. Just get to the damn point!

Freeze Peach sounds like Free Speech

Actual Budget looks like a promising self-hosted option. Don't think there's any bank linking, though it's been on the roadmap for a while. I've looked around and haven't found anything else that I'd believe isn't selling all of your financial data to advertisers.

Yep, the hardest part of Signal is convincing everyone you text to use it. Though, once you do, it's awesome!

SMS as a protocol is pretty bunk. I'm not sure any app can save it. That's why I just stick to the default SMS app. Well, that, and because that app is made by Anrdoid and your carrier, who can already track everything anyway, so there's no (extra) privacy hit.

Signal / Matrix when possible and default sms app when not.

Two random nouns

Fix that link for you: https://news.ycombinator.com/item?id=37011346

Yeah that's kinda sus, even more reason to periodically switch accounts

In what way are votes public? Is there a profile section that exposes them?

Lol, it gets a few inches shorter

I had PB&J ice cream once. Maybe not my favorite, but it was yummy and memorable.

People have trouble installing Windows? You enter a license key and click next a couple times.

The Fed has massively increased interest rates in the past year or so to fend off a recession. That's in part what led to the recent bank failures, because the banks made stupid investments hinging on low interest rates. As a whole, it's been working wonders for the economy. Things have been stabilizing and fears of a recession have lowered.

In short, yes, 4.15% is on the good side, but it's also pretty common in the US right now. Some savings accounts have 5%+ last time I checked, though those are harder to come by and often have stupid rules attached.

I don't disagree, but it's an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy's giving you a credit card with their name on it does not make them a bank. Same goes for Apple.

Yes, hence the unusual spike in this case

Normally pre-loading helps to even the load. For automatic updates, Steam strategically distributes them to even the load.

$20 to remove ads. $99 for ultra (includes ad removal and extra features, many of which require servers).