God, my mom just got nailed by one of these this weekend. It's easy for people to be like "how could you be so stupid?" But the people running this shit are so manipulative and demanding, all they need to do is to be forceful and threatening. Protect yourselves and your loved ones, folks.
If they start threatening, can't you just say 'I need to discuss this with my lawyer' and cut the call? Or start asking information from them so you can share it with your lawyer?
LoL ok so like.... I think a long history will show phone calls can be a big deal, but Aunt Toottie isn't gonna send swat for you hanging up and neither would the IRS if you said "No, I want to hang up and go through the whole queue for hours just to make sure you are real." If you get called by a number claiming to be them.