If you are not disabled in anyway and still need to take a transport bigger than a bicycle to buy basic groceries, the design of the city you live in is fundamentally broken.
There are disabled people in the Netherlands too. And they can move around the city in micro cars, mobility scooters, electric wheelchairs, etc... with confidence, because bike lanes network allows them to go anywhere, with way more autonomy and safety than in any other country.
I'm disabled and definitely have a "year round tan". I work, but the bulk of my recent experience is extremely specific to state and federal law/practices. My wife isn't disabled, is lilly white, and works, but almost ALL her experience is working with US municipalities. We're definitely not rich.
It might be doable, we're at least taking a stab at leaving the US.
honestly, that's worth the try :D
But of course, it's easy to always show the exception and ask "why aren't you all doing the same?".
Decades of car centric politics will not be fixed easily, not with techbros reinventing trains, not in today's 'Murica. It's a shame, though, because there was a great streetcars infrastructure a century ago... maybe that's the one thing America should bring back to be great again