are there toilets that have higher clearance to prevent dicks from touching the water?

yes. You can get a raised seat. https://www.kohler.com/en/products/toilet-seats-bidet-seats/shop-toilet-seats-bidet-seats/hyten-elevated-quiet-close-elongated-toilet-seat-25875?skuId=25875-0

Water levels are much lower in Europe.

I sometimes think it would be kinda nice to have a bigger penis, but then I remember things like this and think, nah, average is good.

I thought that's why balls auto retracted.

Maybe you should just be happy that you have a dick dick lol