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Insurance companies are benevolent enough to cover that, right? Right?
"Act of God", get fucked. Also we raised your monthly fee by 50% because, based on previous events, you're more likely than others to have you car Hulk-smashed.
"Act of God"
No, that's just if Thor or Loki smashes your car.
They pay that out once begrudgingly and then add "act of mutant" to the list
points at a Hawkeye arrow in the windshield
Ugh, fine adds "act of normal guy who is just weirdly good with a bow and arrow" to the list
Insurance must be through the roof the same way it's gone up the last few years because of higher accident rates globally.
I think super heros would probably just crash the insurance market
Yeah they just stop insuring folks, a real problem lately with Florida and California.
I once played at Iron Man knockoff for a super hero ttrpg. The source of his wealth was shorting insurance companies.
What system?
Hero System. Iirc used a vpp to define all the different suits as I could only wear one at a time.
My experience playing that game was... something...
A true hero.
A few years ago i had to get my upper lip sewed back on after a mountain bike accident and the insurance still has not paid for the surgery because a cosmetic surgeon was the only person at the hospital who could do it
This is the plot of Spiderman Homecoming
funny how the lesson pulled from that is to beat up the poor and disgruntled and not how horrible and evil insurance companies are. The MCU movies are fucked up and kind of anti woke.