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I have all terrain tires and live on a dangerous road that kills 4 people a year. This road has a rock face on one side and a creek on the other side.
So it was snowing and there's about 5 inches of snow on the road and the road hadn't been plowed. This one girl, obviously not from the area who's driving a front wheel drive hatchback going 25mph and clearly never driven in snow before. She looses control and hits the rock face and the car goes back onto the road and into the creek. I almost hit her because it was either gamble with the amount of traction I currently have or slam on the brakes and lose control. I took the gamble and went around which was the smart move.
And the woman?
She was shaken up about it and had some cuts and bruises from rocks, but the car took most of the hit.