Yeah I'm getting real sick of that. They should be paying out - and holding big polluters responsible. Their entire industry is failing because of another industry. We should be seeing Geico suing Shell.
This 100%. So, how do we make it so that it's more profitable for the corporations to go after each other rather than just continuing to bleed we lowly commoners?
Wouldn't that instead make it an act of insurrection or warfare? It would be funny to see insurance companies spin claims related to weather disasters largely caused by climate change as an act of insurrection by the oil companies
A legal "Act of God" is a term of art in legal documents, though - usually found in a force majeure clause. I don't think you need to have a God to have an "Act of God".
It's just a good portion of our legal code and its terms are derived from English law from several hundred years ago.