What advice would you give to people in their 20s?
What advice would you give to people in their 20s?
Feel free to share any life experiences or anecdotes.
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I have two that I always say:
Take care of your teeth. They’re the only set you get. Also they don’t tell you this when you’re young, but all dental care is either preventative or reactionary. They can’t actually “fix” problems. If you have a cavity, that starts you down a road that ends with a crown or implant. Use any dental insurance you have religiously, pay for a good toothbrush (Oral-B or SoniCare), learn to floss properly and do it all every single day.
Second, save now as much as you are able. If you can adhere to it, look into the 50-30-20 rule. One thing it took me too long to learn is, given an otherwise living income, you won’t miss money you don’t see. When savings is automatically deposited from your paycheck, it’s out of sight and mind.
Lastly, just be yourself, and be a good person to those around you.
Good toothbrush advice (but don't floss with a string, use those small brushes instead, doesn't budge the teeth if you have to force the string through).
But for spending? If you have loads of wealth, then why not, but I blew about all my cash I had when I was young, going on trips, partying, eating with people, buying hobby things, checking stuff out...
I don't regret that a second. I even think most old people would think it priceless just to go back in time and fool around a week as a 20 year old, but it's too late now for them.
So live right now is my recommendation I guess, without doing too stupid things obviously.
Cheers.
What do you mean by not budging the teeth while flossing? Some of my teeth are pretty tight and I do use force to get the string floss to break through, is that bad?
Thats what my dentist says yes, I use something like this (but longer and with an angle):
Not saying to not have fun while you’re young. By all means, go for it. Just pointing out that a small amount of savings when you’re young pays off much more over time. If you wait, you’ll spend your later years catching up!
Well I sure can put away way more money today than when I was young. Depends I guess 🤷