You just won One Billion Dollars, what are you buying?

I buy myself a house, pay off my family’s home, pay off my best friend’s home, and pay off my and my siblings’ student loan debt.

And I’ll still have 998 million left over.

10 million goes into a trust, to pay my lawyers, financial advisers, and accountants.

15 million goes into whatever savings/trust/investment account my financial advisors recommend , with a maximum dispersement of $500,000 per year, for me to use as I see fit.

1 million for each of my 9 cousins, for education or housing.

964 million left.

I buy an apartment building. I advertise a reasonable rent, for the area. When I get a tenant that I like, I’ll decrease the rent to 20% of the person’s reported monthly income. I’ll apply that towards immediate bills, then take a small amount for long-term improvements, then put the rest in savings/investment accounts, one for each unit, split equally. Upon the end of the lease, the tenant can cash out this savings account. If the tenant has extenuating circumstances, their rent can be paid from this savings account, or the principal of this account can be pulled from at any time.

Some amount of money from the billion will be put in an investment/savings account, so that money can be pulled in perpetuity if necessary, to keep the apartment afloat during lean times. Something like 25 million, to allow for up to $1 million in disbursement per year for stuff that’s not covered by rent. Once this account doubles, I’ll buy another apartment, and so on.

$900 million left.

$100 million goes into a trust to be used for charitable ventures.

$800 million.

This is so much money. I literally couldn’t possibly spend it all in my lifetime.