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Has anyone here chosen to make a significant / sudden change to their savings rate at some point in their life? If so, what was the story behind it?
We’ve done it twice. The first time was probably the most common and boring story— we bought a house. It was planned and we’d been intentionally living cheaply to save up.
The second was when my wife stopped working. This was during Covid when all the return to office stuff started and we’d just had our first kid. Now we’ve got two and she’s (mostly) a stay at home parent with a passion/hobby business.
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