Getting a credit card after getting mortgage? is that possible?
Getting a credit card after getting mortgage? is that possible?
Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?
FYI:
- we are here in NSW
- getting credit card only to take advantage of the points and convenience in some case, not a necessity
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I’m with ANZ for my mortgage and a credit card came with it. We pay it off every month no matter what. We use it for everything. It’s a frequent flyer (qantas) card so we’ve racked up hundreds of thousands of points, which is now getting our international flights later this year. If you trust yourself to pay it off consistently, then they can work in your favour.
If I were to get them after the fact, is the bank for mortgage I am with monitoring if I am getting a credit card else where?
10 comments