Does money corrupt, or is money attractive to questionable people?
I was gonna include a third option about how money is easier to achieve without considering the morality of your actions but that's not really a philosophy as much as it is an objective fact.
This is a very moral framing, maybe even a Christian-adjacent one, which I don’t think is helpful. Historical materialism, which other commenters are working from, is an amoral framing.
Speaking of morality & philosophy, here’s prof. Hans-Georg Moeller: