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well, no, the whole point of money is to exchange for goods and services instead of bartering
Without needing to know anything about the individual you are performing the exchange with because the money carries the trust.
The state is a mafia that has turned human interaction on its head and made everyone a spy for the ruling class.
By having data on the majority of transactions and capital flows the elites can game the markets at the expense of society as a whole.
Forcing people at gunpoint to collect personal information on everyone they interact with is a disgusting communist practice and needs to be abolished and resisted.
Actually, the meme is correct and something I didn't realize. Money is deferred proof of work (i.e. a store of wealth) and a unit of exchange. Money allows me to have a unit exchange with you without knowing what your needs are so we don't have to barter. Since I won't need to know what you eventually will want for barter, I can store value for the future. Note, any commonly accepted nonperishable commodity (fiat, gold, silver, Monero, rice, beans, cigarettes, beaver pelts, etc) fits this definition too.