What's your best non-traditional piece of budgeting advice?
What's your best non-traditional piece of budgeting advice?
Everyone knows the classics. Only use cash (eh). Wait 30 days before making a purchase to see if the impulse wears off. Track your expenses. Save X% of your paycheque. But what are some more interesting ones?
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Use a application to track your budgeting. Last year we started using YNAB and it changed how we look at money. When you install the app on your phone you'll see every transaction you make and all the categories that are "overspent". It's also a great tool of you and your partner have two separate bank accounts, because it can track both.
This would be number one for me.
Don't worry too much about categorising everything neatly or tips and techniques or even method. Pick one and just do it.
Track your expenses. Consistently. You can't make decisions if you can't see what's happening.