Do you use a credit card? Why or why not?

I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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I used to only have debit card in my youth but got a credit card. I used to charge most things to debit card still out of habit until recently where I've started to exclusively use my CC for purchases. I have a good credit score, not that it really matters since we already made big purchases (car, home)

76 comments