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Expires every X months.
I've never been super into the idea of using a password manager rather than just using complex but memorable passwords for everything, but policy like this basically necessitates using one.
Unless it's the one password you actually use to login. I can't use a password manager for my Windows login.
Most people I've met simply use the same password and increment one number somewhere.
Or several numbers if it can't be too similar to a previous password.
The internet banking portal for one of my banks forces a monthly password reset. As a result it is the only bank account for which i have the password saved in my browser, instead of being a nice long memorable phrase that lives only in my head.