Why doesn't the American market provide efficient and effective health insurance like it does for car insurance?
Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it's time to collect payment, it's a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:
Can only shop during a specific enrollment period
Policies are so complex, the vast majority of the population can't understand them
It's commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive
Insurance companies are notorious for denying payments
Unfortunately a lot of americans are out of touch with how bad a large percentage of our population live. “It’s not a problem until it effects me” should be on our currency.
Imagine how much more money you'd make grinding your life away instead of hanging out here with us losers. Hell, you should be charging for your advice here, no need to give it away for free!