Money
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Portfolio simulator
>Suite of quantitative tools covers portfolio modeling and backtesting, Monte Carlo simulations, portfolio optimization, factor models, and tactical asset allocation models.
Try the Monte Carlo simulation to see how a portfolio may perform over the short or long term:
https://www.portfoliovisualizer.com/monte-carlo-simulation
- finance.yahoo.com Companies are having their best earnings season in nearly 2 years
Earnings for the S&P 500 are growing at their fastest rate since 2022 and analysts see that trend continuing into next quarter, setting up a positive backdrop for stocks.
>Net profit margins are pacing for 11.7% growth in the first quarter, above the five-year average of 11.5% growth and higher than the same period a year ago, per FactSet. > >Largely, this has been driven by cost-cutting, not rising revenues. In 2023, investors cheered Big Tech's cost-cutting efforts that led to significant earnings growth. In 2024, companies outside the tech sector have tapped a similar playbook, setting up the rest of the index for earnings growth through the rest of the year.
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Berkshire Hathaway annual shareholders meeting
finance.yahoo.com Berkshire Hathaway annual shareholders meeting: Warren Buffett talks Apple, AI, Paramount, and moreWarren Buffett took hours of questions from shareholders on Saturday for the first time since the passing of his right-hand man, Charlie Munger.
> Buffett, along with Berkshire vice chairs Greg Abel and Ajit Jain, took several hours of questions from shareholders.
> As for the company's growing pile of cash and Treasury holdings, Buffett said it is likely the value of these holdings will exceed $200 billion during the current quarter, noting he's "quite satisfied" with the position.
> Buffett has recommended most investors put most of their money in index funds that track the broader market. And that includes family.
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Fed meeting recap: Powell pretty much rules out a hike as the central bank’s next move
www.cnbc.com Fed meeting recap: Powell pretty much rules out a hike as the central bank's next moveThe Federal Reserve kept the fed funds target rate at 5.25% to 5.5%. Chair Jerome Powell said it was unlikely the central bank's next move would be a hike.
>Federal Reserve Chair Jerome Powell said it was unlikely that the central bank’s next move will be a rate hike. The comment spurred a rally for the three major averages, with the Dow surging more than 500 points in its session high. Central bank policymakers kept rates steady at the conclusion of their May meeting, holding at a range of 5.25% to 5.5%.
- finance.yahoo.com Fed to Signal Delay of Interest-Rate Cuts
(Bloomberg) -- Federal Reserve officials are poised to keep interest rates steady for a sixth consecutive meeting and signal no plans for cuts in the near future after higher-than-expected inflation.Most Read from BloombergHSBC CEO Quinn Unexpectedly Steps Down After Almost 5 YearsBinance and CZ’s F...
> The Federal Open Market Committee will hold the target range for its benchmark rate at 5.25% to 5.5% — a two-decade high first reached in July — at the conclusion of its two-day policy meeting Wednesday. The rate decision, and possibly an announcement on the pace of its balance-sheet reduction program, will be released at 2 p.m. in Washington. Chair Jerome Powell will hold a press conference 30 minutes later. > > Policymakers are reluctant to begin lowering borrowing costs until they’re certain inflation is closing in on 2%, the rate they see as appropriate for a healthy economy. While they had penciled in three 2024 rate cuts as recently as March, Powell is likely to indicate those plans are on hold and will depend on an improvement in inflation.
- www.investopedia.com Treasury ETFs: What They Are and How They Work
Treasury ETFs were first introduced in the early 2000s. They trade like stocks on major exchanges and hold a basket of different maturing U.S. Treasury securities.
You can benefit from high interest rates by investing in Treasury Bills using these ETFs. Shorter term Treasuries, like those in this one (https://finance.yahoo.com/quote/BIL), are around 5% now.
This is not financial advice. It is an opinion, on social media. Don't rely on it to be correct or applicable to your own situation. Please inform yourself and base your financial decisions on your own opinions.
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Good website for investigating companies' financial statements (Morningstar)
www.morningstar.com AAPL - Apple Inc Financials | MorningstarReview quarterly and annual revenue, net income, and cash flow for Apple Inc (AAPL:XNAS) stock through the last fiscal year.
Click "expand detail view" for the details.
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Good stock screener for analyzing individual companies (Finviz)
Try searching by "Forward P/E" for some decent deals.
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Rent or Buy Calculator (NY Times)
www.nytimes.com Is It Better to Rent or Buy?The choice between buying a home and renting one is among the biggest financial decisions that many adults make.
This calculates the equivalent rent that a prospective home purchase represents. Basically, if you can rent a similar place for less than this amount, you should rent instead of buying and invest your down payment to pay for it.
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Current mortgage and refinance interest rates
www.bankrate.com Mortgage Rates: Compare Today's Rates | BankrateCompare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.
Don't type in anything, just scroll down to the rates below.
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Coast FIRE Calculator – Coasting to FI (Retirement Calculator)
walletburst.com Coast FIRE Calculator - Coasting to FIRE | WalletBurstVisualize and calculate how much you need to "coast" to Financial Independence by using the power of compound interest.
>Visualize and calculate how much you need to “coast” to Financial Independence > >Coast FIRE is when you have enough in your retirement accounts that without any additional contributions, your net worth will grow to support retirement at a traditional retirement age.
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Tax Calculator for the US (Federal and State)
smartasset.com Federal Income Tax Calculator (2023-2024)Calculate your federal, state and local taxes for the current filing year with our free income tax calculator. Enter your income and location to estimate your tax burden.
Check how much you can save on taxes by contributing to an IRA or 401K. State and local taxes too.
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Best Retirement Calculator I've found
www.bankrate.com Best Retirement Calculator – Calculate Retirement SavingsAre you saving enough for retirement? This calculator will help you with retirement planning and provide you with an estimate on your future retirement savings.